This is a running Q&A of the questions OFWs and overseas Filipinos ask me most often. Have a question of your own? Send it, and it may appear in the next edition.
Can I really buy without going home?
Many steps can be done online or through a representative. You still need complete documents and a verified agent. See step-by-step guide.
How do I know the agent is legitimate?
Check the broker’s PRC license, confirm the project’s registration, and pay only to the developer’s official account. Full guide: how to spot a fake agent.
How much do I need to start?
It depends on the project and unit. Ask for a written computation showing reservation fee, downpayment schedule and balance terms. Learn the stages: payment terms explained.
Will the condo pay for itself?
Maybe partly, maybe not. Returns are never guaranteed. Learn to compute net yield: rental yield explained.
What documents do I need?
IDs, TIN, proof of billing and income, and an SPA if someone signs for you. See the checklist.
Condo or house and lot?
Condos suit low-maintenance, city-based ownership; houses suit families wanting space. Compare in detail: condo vs house and lot.
Who looks after the unit while I am abroad?
Plan this before buying: a trusted relative, a property manager, or an agency. Ask about costs for tenant finding, rent collection and repairs.
What if I change my mind after reserving?
It depends on your reservation agreement. Read the refund and cancellation terms before you pay.
Send your question
Message me on WhatsApp or email and I will answer personally. Selected questions, without personal details, may be featured here.
Frequently asked questions
Where can I ask my own property question?
Message Je on WhatsApp at +63 917 617 3375 or email ursos.roger@ayalaland-intl.com.
Are answers here financial advice?
No. This is general information. Confirm current rules and terms with the relevant institution and your own advisers.
Keep reading
More guides for overseas buyers
- Ayala Land vs SMDC vs DMCI: Which Developer Offers the Best Investment?
- Rental Yield Comparison: BGC vs Makati vs QC
- Pre-Selling vs RFO Condos: What OFWs Should Know Before Buying
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Ready to talk? Book a free call with Je
Every OFW situation is different. If you want a straight answer for your budget, your country and your timeline, I will walk you through it personally, with no pressure and no obligation.
Book a free call with Je · WhatsApp +63 917 617 3375 · ursos.roger@ayalaland-intl.com
Roger “Je” Ursos is a licensed Philippine real estate broker (PRC License No. 0028079). This article is general information, not legal, tax or investment advice. Property prices, terms and government rules change, so always confirm current details before you commit.